Medicare Insurance and Supplemental Insurance in Little Chute, WI and Appleton, WI
Changing colors, pumpkin décor, and the start of open enrollment: all signs that fall has arrived!
Did you know we offer Medicare Supplements here at Dave Wittmann Insurance and Financial Agency? As the leaves change, take time to consider any changes that should be made to your existing Medicare plans.
We understand the confusion surrounding your Options for Medicare. For those age 65 years and older, or who otherwise qualify for Medicare, we have experienced and knowledgeable staff to help decipher which plan is best for you. We help fit in your current doctors, prescriptions, and budget so we can help clients make the right decision regarding coverage. We often match individuals in Little Chute, Appleton, Kaukauna and the surrounding areas with the right plans for them.
When is Open Enrollment?
The formal enrollment period for Medicare begins October 15 and lasts until December 7. Open enrollment is the time to make changes to your existing plan, or the time to consider Medicare Advantage and Part D coverage. The Medicare coverage you select during open enrollment will go into effect in the new year.
Breaking Down Original Medicare, Part D, and Medicare Advantage
Administered by the federal government. "Original Medicare" is made up of Part A (hospital insurance) and Part B (medical insurance). Those with Original Medicare may opt to add additional prescription drug coverage (Part D).
Prescription drug coverage, or Part D, is provided by private insurance companies and is considered supplemental to Original Medicare. There are many different drug plans to choose from, and each has its own list of covered prescriptions (also known as a formulary). Drug plans place drugs into "tiers" that determine how much you will pay.
Medicare Advantage or Part C
Medicare beneficiaries may also choose Plan C or Medicare Advantage. Offered by private insurance companies, a Medicare Advantage plan combines the benefits of Parts A, B and often Part D into one health plan. It may also offer additional benefits such as dental and vision coverage.
Knowledgeable Agents Available to Review Medicare Options
Our team is always willing to explain the different Medicare options. Whether making a switch or enrolling for the first time, let us guide you through the process. Please request a quote or contact us to get started.