Give us a call
920.788.1000

Second-To-Die Policy in Little Chute WI & Appleton WI

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Dave Wittmann Insurance and Financial Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Dave Wittmann Insurance and Financial Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Dave Wittmann Insurance and Financial Agency to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

Little Chute Office

300 Patriot Drive, Suite A
Little Chute, WI 54140
Main office: 920-788-1000
Fax: 920-788-9390

Brillion Office

964 W Ryan St, Ste A
Brillion, WI 54110
Main office: 920-756-2836
Fax: 920-756-3670

Our Providers

Testimonials

I switched to Dave Wittmann insurance when I married my husband. He was with this agency and really liked it. In the past 5 years they have been reliable, honest, have had fast customer service, and always looking out for our best interest. They find competitive rates and are very friendly.

Holly B.
My experience with Dave Wittmann Insurance & Financial Agency has be wonderful! They are friendly, accommodating, thorough, and always work to get me the best rates -- they have saved me a lot of money over the years! I would recommend them to anyone!

Aubrey C.
The customer service is second to none. If your like me and don't like waiting or leaving messages hoping someone will call you back than Wittmann Insurance will be a great fit.

Sam H.
Dave Wittmann Insurance has been my go-to for insurance for many years. I have always received great service from all the employees at the Dave Wittmann Insurance office and would recommend their services and products to others.

Patty A.
Christine has been a tremendous help! She is always quick to answer questions. She also looked into plans that better met our needs, without us needing to ask her to do so! They really take all the effort and stress out of finding insurance providers.

Gina G.
I have going to Dave Wittmann Insurance for many years. They are honest, trustworthy and always trying to pick the best insurance plan for you. I highly recommend this company!

Sara B. L.